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Tuition Fees, Scholarships and BursariesStudent loans to help with maintenance (living costs) are available from the Student Loans Company. They also have a very low rate of interest, at inflation levels. The maximum loans available in 2009/10 are shown below:
Not all students will receive the maximum student loan. All eligible students are entitled to 72% of the maximum figure, with the remaining 28% depending on your family income and the amount of Maintenance Grant that you receive. If you are eligible for a Maintenance Grant , the amount of student loan which you can receive will be reduced by up to £1,453, as up to £1,453 of the Maintenance Grant is paid in substitution for part of the student loan. This has the effect of reducing the overall amount that lower income students will owe by up to £1,453 a year. The Student Finance Service will calculate the amount of student loan and Maintenance Grant that you are eligible to receive. Loans are usually paid in three instalments - one at the start of each term. Student loans for living costs are repaid along with the student loans for fees when you are in employment and earning over £15,000 per year. Any outstanding loan balances (except arrears) will be written off after 25 years.
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Page last updated: 14 March 2011
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